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Web15 mrt. 2024 · An ARM usually has a lower interest rate than a fixed mortgage. A 30 year fixed rate mortgage would have the same rate for 30 years. If the rate on a 30 year fixed rate loan is 3%, the rate on a 5/30 ARM might be 2.5% or lower. The real advantage is when interest rates are higher. Web2 mei 2024 · Shopping for the lowest 5-year ARM rates? Check out current mortgage rates and save money by comparing your free, customized 5-year ARM rates from NerdWallet. Web15 apr. 2024 · If your goal is to pay as little interest as possible, a short-term fixed-rate mortgage is typically best. For example, 15-year fixed-rate loans may have lower rates … harvey\u0027s auto traders